Two Private Beaches, One Big Resort Fee: Baker’s Cay Key Largo Reviewed

Baker’s Cay Resort Key Largo earns its keep through a combination of two private sandy beaches with calm, shallow water and a daily kids’ activity program — foam parties, treasure hunts, movie nights — that runs without you having to book anything in advance. That makes it a practical pick for families with elementary and middle-school age children, and it works well for multi-generational groups who need space and variety. The one thing to price carefully before you commit: a mandatory resort fee of around $49–$55 plus tax per night sits on top of room rates that start at $602 in low season and climb well past $1,000 for a family of four in peak periods.

Key Highlights

• Star rating: 4-star
• Price from: ~$602/night; budget $600–$1,000+ for a family of four in peak season, plus a mandatory resort fee of ~$49–$55/night and a daily parking charge
• Beachfront: Yes — two private beaches (Coconut Beach and Hammock Beach) directly on Florida Bay
• Kids’ activities program: Yes, daily scheduled activities included
• Family pool: Yes — dedicated family pool with cascading waterfall feature
• Family rooms: Yes — suites with separate sitting rooms; kitchens available in some rooms
• All-inclusive: No
• Water sports included with resort fee: Kayaks, paddleboards, and fishing poles with bait
• Pets allowed: Yes (dogs and cats)

Two Beaches and a Pool That Actually Works for Kids

The property’s most useful asset for families with younger children is the water itself. Both Coconut Beach and Hammock Beach are private, sandy, and front Florida Bay rather than the open Atlantic — meaning the water stays shallow and calm, which matters when you have children who are still building confidence in the sea. There are no waves to contend with and no crowded public beach logistics to navigate.

The family pool adds a second option on days when you want to stay close to the room. It has interactive water games and a cascading waterfall structure, and it’s a distinct space rather than a shared adult pool with a roped-off section — a meaningful difference when children want to be loud and active. There is also a hot tub on the property, and the resort has spa facilities for adults who want downtime while older kids are occupied.

What’s Included in the Resort Fee (and What Isn’t)

The mandatory resort fee covers kayaks, paddleboards, and fishing poles with bait — equipment that would cost a meaningful amount to rent separately at any Keys marina. For families who plan to spend time on the water, this partially offsets what is an otherwise compulsory daily charge. Snorkeling and scuba are available through the resort as well, as are watercraft rentals for families who want something motorized.

What the resort fee does not cover: breakfast. Meals at the on-site restaurant are priced at resort rates, and recent guest feedback flags this as an area where costs add up quickly. There is no grocery store within easy walking distance, though the resort has refrigerators, microwaves, and kitchens in some room categories — worth requesting at booking if you want to bring in supplies for breakfasts and snacks.

For day trips and activities beyond the resort, browse family-friendly tours and activities across the Florida Keys, or compare kid-friendly day tours — there’s a solid range of reef excursions, wildlife experiences, and eco-tours accessible from Key Largo.

Getting There and What’s Around You

The resort sits at 97000 Overseas Highway, Key Largo — about a 90-minute drive from Miami International Airport under normal conditions, though the single road in and out of the Keys means holiday weekends can extend that considerably. Get directions here.

John Pennekamp Coral Reef State Park — the first undersea park in the US and a significant draw for snorkeling and glass-bottom boat tours — is a 15-minute drive. Dolphins Plus Oceanside is 2.2 miles away (roughly five minutes). Dagny Johnson Key Largo Hammock Botanical State Park is five to ten minutes away and offers walking trails through one of the largest tracts of West Indian tropical hardwood hammock in the US. Harry Harris Park, which has a small beach and children’s playground, is 15–20 minutes by car. Plan to drive for anything beyond the resort perimeter; this is not a walkable area for errands, and there is no nearby grocery option.

Parking is available on site — both self-parking and valet — but carries an additional daily fee on top of the resort fee.

Who This Hotel Suits (and Who Might Want to Look Elsewhere)

Baker’s Cay works best for families with children in the elementary and middle-school range who will engage with the daily activity program and get genuine use from the beach and water sports access. Multi-generational groups benefit from the suite configurations and the range of on-site facilities that cover different age groups simultaneously.

Families traveling with teenagers should note there is no dedicated teens club. The resort caters to couples as well as families, and the family-centric atmosphere is more pronounced during school holidays — if you’re traveling outside peak family periods, the vibe skews more toward adults. Babysitting is not available through the resort, which is worth knowing if you’re planning evenings out.

The total cost requires realistic budgeting. A peak-season family booking can clear $1,000 per night before the resort fee and parking, and without breakfast included, daily spending adds up. Families who need a full all-inclusive cost structure, or who want a waterslide or splash pad, will need to look at other properties.

Room maintenance and service consistency have been flagged as variable in recent guest feedback — not a dealbreaker, but worth knowing if a reliably polished room experience is a priority.

For the full amenities breakdown and Family Fit rating details, see our full Resort Finder profile for Baker’s Cay Resort Key Largo.

What Recent Guests Say

• A common theme in guest feedback is that the staff are genuinely warm, attentive, and go out of their way to make guests feel welcome, with several recent reviewers highlighting this as a standout part of their stay.
• Several guests describe the property itself as beautifully maintained, with lush, peaceful surroundings and clean common areas, pools, and beach spaces consistently noted across reviews.
• Some families mention a noticeable difference in atmosphere between the two sides of the resort, with the hammock-side generally described as quieter and more serene, and the coconut side as livelier.
• A recurring concern in guest feedback involves uneven service quality and staffing, with at least one repeat visitor noting the resort feels understaffed and some interactions coming across as indifferent or unwelcoming.
• Multiple reviewers flag food and beverage pricing as high relative to quality, with some guests feeling the on-site dining options are expensive given the captive-audience nature of the resort’s location.

Check Prices